Group of friends looking at a phone. Banner reads: Spread the word. New members will be automatically entered into a raffle with the chance to win $500!

New members have a chance to win $500!

New members who open an account between March 31, 2025 through June 28, 2025, will be automatically entered into a raffle for a chance to win $500! *

Whether you need a low rate for your new auto or RV, are looking to refinance your mortgage or are searching for a checking account with no minimum balance, Triangle Credit Union has the financial products and services to fit your needs.

View our full list of financial products and open an account online!

Join Triangle!

Value Added Checking Accounts

Triangle Credit Union no minimum balance Checking Account offers better perks and more features than standard accounts. Our Better Checking provides peace of mind with value added benefits like identity theft protection*, credit file monitoring*, and cell phone protection².

Better Checking

All the features of a basic checking account with additional perks, such as:
– Dedicated Better Checking app/website to access your benefits
– Identity Theft Protection with IDProtect
– Credit score Tracker
– Enhanced Cell Phone Protection

Open an Account

Low-Rate Loans for Autos and RVs

Whether you’re looking for a low-rate auto loan for a new or used car or you want to refinance your current auto loan, we have competitive rates to satisfy your needs. Expedite your auto buying process with our online application for loan pre-approval so you can get on the road quickly and on to new adventures.

View Rates

Auto Loan Refinance Special

Terms	APR*	EMP Per $1,000**
Up to 66 Months (Model Years 2020 & Newer)	5.39%	$17.68
APR = Annual Percentage Rate. Effective 02/04/2025. The rate may vary depending on each individuals’ credit history and underwriting factors. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Published rate includes a 0.25% discount given when you add and maintain direct payroll deposit or electronic loan payments. Rates and terms on loans for other types of vehicles will differ. Deferred payment option – No payments for the first 60 days after the closing of the loan. Interest will begin accruing on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan is funded to the first payment date and then applied to the principal due. Financing available for New/Used auto up to 115% plus extended warranty and GAP coverage may be financed for qualified borrowers. Offer not available on existing Triangle Credit Union Loans. *EMP = Estimated Monthly Payment

New Automobile Loans

Terms	APR*	EMP Per $1,000**
Up to 66 Months (Model Years 2020 & Newer)	5.59%	$17.73
Up to 75 Months (Equal to or greater than $15,000)	5.99%	$16.11
Up to 84 Months (Equal to or greater than $20,000)	6.74%	$15.06
APR = Annual Percentage Rate. Effective 02/04/2025. The rate may vary depending on each individuals’ credit history and underwriting factors. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Published rate includes a 0.25% discount given when you add and maintain direct payroll deposit or electronic loan payments. Rates and terms on loans for other types of vehicles will differ. Deferred payment option – No payments for the first 60 days after the closing of the loan. Interest will begin accruing on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan is funded to the first payment date and then applied to the principal due. Financing available for New/Used auto up to 115% plus extended warranty and GAP coverage may be financed for qualified borrowers. Offer not available on existing Triangle Credit Union Loans. *EMP = Estimated Monthly Payment

Used Automobile Loans

Terms	APR*	EMP Per $1,000**
Up to 66 Months (Model Years 2020 & Newer)	5.59%	$17.73
Up to 75 Months (Model Years 2021 & Newer, Amounts Equal to or Greater Than $15,000, Max Mileage 75,000)	5.99%	$16.11
Up to 76-84 Months (Model Years 2021 & Newer, Amounts Equal to or Greater Than $20,000, NADA Value Equal to or Greater than $20,000)	6.74%	$15.06
Up to 60 Months (Model Years 2019 and older)	7.99%	$20.41
APR = Annual Percentage Rate. Effective 02/04/2025. The rate may vary depending on each individuals’ credit history and underwriting factors. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Published rate includes a 0.25% discount given when you add and maintain direct payroll deposit or electronic loan payments. Rates and terms on loans for other types of vehicles will differ. Deferred payment option – No payments for the first 60 days after the closing of the loan. Interest will begin accruing on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan is funded to the first payment date and then applied to the principal due. Financing available for New/Used auto up to 115% plus extended warranty and GAP coverage may be financed for qualified borrowers. Offer not available on existing Triangle Credit Union Loans. *EMP = Estimated Monthly Payment

Additional Features

GAP Coverage
Mechanical Repair Coverage
Debt Protection

Apply Now Schedule an Appointment

Amazing Added Benefits of Credit Union Memberships

Unlike banks, credit unions are not for-profit institutions that are owned by their members. Listen to the Making Money Personal podcast to learn the value of local credit unions and the added benefits they offer.

*New Triangle Credit Union (TCU) members (18+ years) who open a membership during the promo period of March 31, 2025 – June 28, 2025, will be automatically entered into a raffle for $500. One random drawing will be held by TCU at the end of each month of April 2025, May 2025 and June 2025. Winning members will be notified by phone or email. Three (3) $500 monthly drawings will be held for a total of $1500 in prize awards in cash deposit rewards into the eligible membership savings account. Odds of winning depend upon the number of eligible memberships opened during each month. Current Triangle Credit Union members are not eligible. Contest void where prohibited or restricted by law. Federal, state, and local taxes are the sole responsibility of the prize winners. No substitutions or transfers of prize permitted except at the sole discretion of the sponsor. By participating, entrants agree to the official rules and accept decisions by TCU as final. Entrants agree to the use of their first name, first initial of last name and residing town/city for social media publication by the credit union. See triangleuniversity.org/contests/ for full contest rules.