New members have a chance to win $500!
New members who open an account between March 31, 2025 through June 28, 2025, will be automatically entered into a raffle for a chance to win $500! *
Whether you need a low rate for your new auto or RV, are looking to refinance your mortgage or are searching for a checking account with no minimum balance, Triangle Credit Union has the financial products and services to fit your needs.
View our full list of financial products and open an account online!
Value Added Checking Accounts
Triangle Credit Union no minimum balance Checking Account offers better perks and more features than standard accounts. Our Better Checking provides peace of mind with value added benefits like identity theft protection*, credit file monitoring*, and cell phone protection2.
Better Checking
All the features of a basic checking account with additional perks, such as:
– Dedicated Better Checking app/website to access your benefits
– Identity Theft Protection with IDProtect
– Credit score Tracker
– Enhanced Cell Phone Protection

Low-Rate Loans for Autos and RVs

Whether you’re looking for a low-rate auto loan for a new or used car or you want to refinance your current auto loan, we have competitive rates to satisfy your needs. Expedite your auto buying process with our online application for loan pre-approval so you can get on the road quickly and on to new adventures.
View Rates
Auto Loan Refinance Special
Terms | APR* | EMP Per $1,000** |
---|---|---|
Up to 66 Months (Model Years 2020 & Newer) | 5.39% | $17.68 |
|
New Automobile Loans
Terms | APR* | EMP Per $1,000** |
---|---|---|
Up to 66 Months (Model Years 2020 & Newer) | 5.59% | $17.73 |
Up to 75 Months (Equal to or greater than $15,000) | 5.99% | $16.11 |
Up to 84 Months (Equal to or greater than $20,000) | 6.74% | $15.06 |
|
Used Automobile Loans
Terms | APR* | EMP Per $1,000** |
---|---|---|
Up to 66 Months (Model Years 2020 & Newer) | 5.59% | $17.73 |
Up to 75 Months (Model Years 2021 & Newer, Amounts Equal to or Greater Than $15,000, Max Mileage 75,000) | 5.99% | $16.11 |
Up to 76-84 Months (Model Years 2021 & Newer, Amounts Equal to or Greater Than $20,000, NADA Value Equal to or Greater than $20,000) | 6.74% | $15.06 |
Up to 60 Months (Model Years 2019 and older) | 7.99% | $20.41 |
|
Additional Features
- GAP Coverage
- Mechanical Repair Coverage
- Debt Protection
Amazing Added Benefits of Credit Union Memberships
Unlike banks, credit unions are not for-profit institutions that are owned by their members. Listen to the Making Money Personal podcast to learn the value of local credit unions and the added benefits they offer.
*Triangle Credit Union (TCU) members (18+ years) who open a new account during the promo period of March 31, 2025 – June 28, 22025 will be automatically entered into a raffle for $500. One random drawing will be held by TCU at the end of each month in April 2025, May 2025 and June 2025. Winning members will be notified by phone or email. Three (3) $500 monthly drawings will be held for a total of $1500 in prize awards. Odds of winning depend upon the number of entries versus the number of eligible members. Current Triangle Credit Union members are not eligible. Contest void where prohibited or restricted by law. Federal, state, and local taxes are the sole responsibility of the prize winners. No substitutions or transfers of prize permitted except at the sole discretion of the sponsor. By participating, entrants agree to these official rules and accept decisions by TCU as final. Entrants agree to the use of their first name, first initial of last name and residing town/city for social media publication by the credit union.