Low Rate Auto Loan
Whether you’re looking for a low rate auto loan for a new or used car or you want to refinance your current auto loan, we have competitive rates to satisfy your needs. Expedite your auto buying process with our online application for loan pre-approval so you can get on the road quickly and on to new adventures.
Auto Loan Refinance Special
| Terms | APR* | EMP Per $1,000** |
|---|---|---|
| Up to 66 Months (Model Years 2020 & Newer) | 5.39% | $17.68 |
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New Automobile Loans
| Terms | APR* | EMP Per $1,000** |
|---|---|---|
| Up to 66 Months (Model Years 2020 & Newer) | 5.59% | $17.73 |
| Up to 75 Months (Equal to or greater than $15,000) | 5.99% | $16.11 |
| Up to 84 Months (Equal to or greater than $20,000) | 6.74% | $15.06 |
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Used Automobile Loans
| Terms | APR* | EMP Per $1,000** |
|---|---|---|
| Up to 66 Months (Model Years 2020 & Newer) | 5.59% | $17.73 |
| Up to 75 Months (Model Years 2021 & Newer, Amounts Equal to or Greater Than $15,000, Max Mileage 75,000) | 5.99% | $16.11 |
| Up to 76-84 Months (Model Years 2021 & Newer, Amounts Equal to or Greater Than $20,000, NADA Value Equal to or Greater than $20,000) | 6.74% | $15.06 |
| Up to 60 Months (Model Years 2019 and older) | 7.99% | $20.41 |
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Additional Loan Benefits and Protections
Newly purchased vehicles depreciate the second they’re driven off the dealer’s lot. When a vehicle is totaled in an accident or stolen and not recovered, you could owe more than the vehicle is worth. GAP is designed to reduce or eliminate the difference between the insurance settlement and the loan balance.
Schedule an appointment today to learn more about GAP and how it can help protect you from sudden out-of-pocket expenses!
See Disclosure
Your purchase of MEMBERS CHOICETM Guaranteed Asset Protection (GAP) is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.
Schedule An AppointmentA breakdown can be troubling enough without the added worry of expensive repairs.
Mechanical Repair Coverage can help limit unexpected, covered repairs as your vehicle ages, potentially saving you thousands of dollars in repairs.
Coverage benefits include:
- Up to $50/day (10-day maximum) rental car reimbursement.
- 24-hour emergency roadside assistance up to $125 per occurrence. Includes towing, battery jumpstart, fluid delivery, flat tire assistance, and lock-out service.
- Key replacement up to $800 per occurrence (not available to residents of MA, VT, CT, and PA).
- Travel expense reimbursement up to $200/day for lodging, food, and transportation expenses when a covered breakdown occurs 100 miles or more from your home and your vehicle will be at a repair facility overnight.
- and more! View full benefits brochure and tiered plan breakdown here.
Call us at 603-889-2470 or schedule an appointment at your local branch to learn more about MRC.
Schedule an AppointmentLife happens and when it does, protect yourself with loan payment protection that covers your finances again death, disability or involuntary unemployment. This protection could cancel your loan balance or loan payments up to the contract maximums so your family can worry a little bit less about tomorrow. It’s simple to apply for Debt Protection and applying won’t affect your loan approval.*
Call us at 603-889-2470 or schedule an appointment at your local branch to ask about protecting your loan payments today.
Schedule an AppointmentSee Disclosure
*Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
© TruStage Insurance Agency, 2023. All rights reserved.
TruStage™ insurance products and programs are made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company and other leading insurance companies. The insurance offered is not a deposit, and is not federally insures, sold or guaranteed by Triangle Credit Union.
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Search, shop, and finance your new car all in one place:
- Read dealer reviews and ratings from car buyers in your area to choose the right dealership for you
- Lock in your price and be confident you are getting the car and price as advertised
- Experience a stress-free car shopping process from pre-approved funding to getting the keys in your hand
Auto Equity is the difference between your auto loan’s balance and how much your car is currently worth. If you have equity in your car and need to borrow money, this is a potential option for you.
To learn more about your auto equity, schedule an appointment at your local branch today!
Schedule An Appointment