Monthly Fees: None

CU Network Fee: None

Foreign Transaction Fee: $0.75 each

Surcharge for Non-CU member: $2.50

Replacement Cards: $10

Minimum Balance: $1,000 (excludes Kids & Teen Flex CDs)

Early Withdrawal Penalty (term 1 year or less): 3 months dividends

Early Withdrawal Penalty (term over 1 year): 6 months dividends

Better Checking

Monthly Maintenance Fee: $4.99

Basic Checking

Check Writing (Over 10 Monthly): $1.00

Overdraft Protection Transfers: $1.00

Wire Transfers –

(Outgoing) Domestic: $20.00 each

(Incoming) Domestic: $10.00 each

(Outgoing) Foreign –

Foreign (Sent by Business): $50.00 each

Foreign (Sent by Consumer in Foreign Currency): $50.00 each

Foreign (Sent by Consumer in US Currency): $60.00

Monthly Service Charge: None

Penalty Fee (Excess Drafts or below minimum check of $250): $25

Account Closed Within 30 Days Fee: $25

Monthly Service Charge if below $25 minimum (Under minimum balance fee): $4

Treasures Checks (1 FREE per day payable to member): $4 each

Stop Payments: $20 each

Return Statement Fee: $10 each

Non-Sufficient Funds – including Courtesy Pay (NSF Fee Charge): $30 each

Returned Checks: $15 each

Member Draft Copy: Free

Statement Copy: Free

Re-Open Closed Memberships (Within 6 Months): $20 each

Online Savings

In-Branch Withdrawals: $25 each

Account Research: $25 per hour

Money Orders: $3 each

Notary Public Services: Free

Postage Stamps: CU cost

Bill Pay: Free

Coin Counting Fee: 3% of Amount

Visa Gift Cards: $2.50 each

Escheat (Abandoned Property): $100

Non-Member Check Cashing: $3

Signature Guarantee: Free

Levy Fee: $75

Subordination Fee: $150

Loan Rate Modification Fee*: $100

Skip a Loan Payment (2 per year)*: $25

Lost/Stolen/Damaged Treasurers Draft Fee: $20

Paper Statement**: $2

*Consumer Loans only. Excluding Real Estate

**waived for Kids Club and Teen Club Accounts