Triangle is here to help your business grow with competitive rates and multiple term options for automobile loans, vehicle equity loans, construction equipment, general business equipment, and unsecured loans.
Business Online Savings
Minimum $ To Earn Dividends
Rate
APY
$0 - $99.99
0.00%
0.00%
$100 - $49,999.99
1.884%
1.900%
$50,000 - $99,999.99
2.129%
2.150%
$100,000 - $249,999.99
2.276%
2.300%
$250,000 and Over
2.374%
2.400%
Business Money Market
Minimum $ To Earn Dividends
Rate
APY
Minimum to Open
$0 - $99.99
0.000%
0.000%
$100
$100 - $49,999.99
1.884%
1.900%
$100
$50,000 - $99,999.99
2.129%
2.150%
$100
$100,000 - $249,999.99
2.276%
2.300%
$100
$250,000 and over
2.374%
2.400%
$100
Business CDs
Term
Rate
APY%
6 Months
3.928%
4.00%
12 Months
3.928%
4.00%
Minimum balance of $1000.00. No additional deposits allowed during the term of the CD.
Early Withdrawal Penalties (a penalty may be imposed for withdrawals before maturity).
If your account has an original maturity date of one (1) year or less: The penalty we may impose will equal three (3) months dividends on the amount withdrawn subject to penalty. If your account has an original maturity of more than one (1) year: The penalty we may impose will equal six (6) months dividends on the amount withdrawn subject to penalty. In certain circumstances such as death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. Other exceptions may also apply.
You will have a grace period of ten (10) calendar days after maturity to withdraw the funds without being charged an early withdrawal penalty.
*Rates are subject to change at any time*
New & Used Business Automobile Loans
(2019 & Newer)
Terms
Interest Rate
APR*
Monthly Payment/$1,000
Up to 36 Months
6.500%
6.702%
$30.65
Up to 48 Months
6.625%
6.780%
$23.78
Up to 60 Months
6.740%
6.866%
$19.68
72 Months (Amounts Greater Than $20,000)
6.990%
7.097%
$17.05
84 Months (Amounts financed Greater Than $25,000)
7.740%
7.815%
$15.46
*Annual Percentage Rate (APR) based on $15,000 unless otherwise noted and designated term with a $60 loan processing charge. Rates quoted are for Automatic Payment Method and eStatements for full term of the loan, otherwise add .25%. Model year 2018 and older the rate is as low as 8.650%. Annual Percentage Rate (APR) = 8.778% based on $15,000 for 60 months with a $60 loan processing charge. Estimated monthly payment per $1,000 = $20.59.
2020 and Newer: 84 Months
2019 and 2018: 60 Months
2017 and 2016: 42 Months
2015 and older: 32 Months
Business Vehicle Equity Loan
Model Year
Interest Rate
APR*
Monthly Payment/$1,000
2019 & Newer (90% NADA Value) up to 60 Months
9.50%
9.629%
$21.01
*Annual Percentage Rate (APR) based on $20,000 unless otherwise noted and designated term with a $60 loan processing charge. Rates quoted are for Automatic Payment Method and eStatements for full term of the loan, otherwise add .25%. Model year 2018 and older the rate is as low as 9.95%. Annual Percentage Rate (APR) = 10.080% based on $20,000 for 60 months with a $60 loan processing charge. Estimated monthly payment per $1,000 = $21.23.
New & Used Construction Equipment & General Business Equipment
Term
Interest Rate
APR*
Estimated Monthly Payment/$1,000
80% Financing (20% Down)
60 Months
8.490%
8.618%
$20.52
80% Financing (20% Down)
84 Months
10.240%
10.337%
$16.73
80% Financing (20% Down)
120 Months
10.500%
10.572%
$13.50
80% Financing (20% Down)
180 Months
11.240%
11.295%
$11.52
100% Financing
60 Months
8.740%
8.868%
$20.64
100% Financing
84 Months
10.490%
10.587%
$16.86
100% Financing
120 Months
10.750%
10.823%
$13.64
100% Financing
180 Months
11.490%
11.545%
$11.68
*Annual Percentage Rate (APR) based on $20,000, designated term, $60 loan processing charge and members' ability to repay.
Unsecured Business Loans
Amount
Term
Interest Rate
APR*
Monthly Payment/$1,000
Up to $5,000
36 Months
11.49%
12.329%
$32.98
Up to $10,000
60 Months
12.49%
12.757%
$22.50
***Annual Percentage Rate (APR) based on designated amount, term, $60 loan processing charge and members' ability to repay. ⁺Additional amounts are available. Please contact the Commercial Loan Department.
Business Line-Of-Credit
Amount
Interest Rate
APR*
Minimum Monthly Payment
Up to $10,000
12.50%
12.943%
$175.00^
*Annual Percentage Rate (APR) based on designated amount, 34-month term, $60 loan processing charge. ^Minimum monthly payment based on $10,000 credit limit.
Business Share Loans
Terms
Interest Rate
APR
Minimum Monthly Payment/$1,000
Up to 60 Months
5.05%
5.174%
$18.90
Rate 5.00% above the savings rate of 0.05% (5.05%). Annual Percentage Rate (APR) 5.174%. Based on $20,000, for 60 Months with a $60 loan processing charge. Estimated Monthly Payment per $1,000 is $18.90.
Loan Rates quoted above apply to Business Loans less than $50,000 and require Auto Pay or Direct Pay. Add 0.25% for coupon book. For Business Loans over $50,000, Please contact the Commercial Loan Department (603) 889-2470 x 4511 to discuss the wide range of products & services.
