Triangle Credit Union | Community • Diversity • Service

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Personal Loans to Meet Your Needs

Low-Rate Personal Loan

Borrow up to $20,000 to help you cover expenses for debt, groceries, travel, or whatever you please for as low as the fantastic rate of 11.49% APR*

See Disclosures

*Annual Percentage Rate (APR) of 11.49% is based on an interest rate of 11.49% for qualified borrowers with a Triangle Credit Union Better Checking Account. Personal unsecured loan APR is based on a loan amount of $20,000 for up to 84 months. Monthly payment per $1,000 is $17.55. 60 day deferred payment option available. 

Debt Consolidation Loan

Debt Consolidation Loans can help you pay off your credit card balances, car loans, etc. Borrow as much as $20,000 with rates starting as low as 11.49% APR^.

See Disclosures

^Annual Percentage Rate (APR) of 11.49% is based on an interest rate of 11.49% for qualified borrowers. Personal unsecured loan APR is based on a loan amount of $20,000 for up to 84 months. Monthly payment per $1,000 is $17.55. Must have a Better Checking account.
Rates quoted are for Automatic Payment Method, Direct Deposit and eStatements for full term of the loan, otherwise add .25%. Terms and conditions may vary, subject to the ability to repay and credit approval. Rates are subject to change at any time. 60 day deferred payment option available.

Personal Unsecured Line-of-Credit

A Personal Line-of-Credit is there for your when the unexpected happens with flexibility to access funds when you need them — regardless of the situation.

Share Loan

Build or repair your credit with a Share Loan by putting your savings account up as collateral.

eSign online for your next loan to complete your loan documents quickly and without leaving the comfort of your home, or through the convenience of your email enabled mobile device.

Personal Loans

TermsAmountInterest RateAPRMonthly Payment/$1,000
Up to 60 MonthsUp to $10,00010.99%10.99%*$21.93
Up to 84 Months w/Better CheckingUp to $20,00011.49%11.49%**$17.55
Up to 84 MonthsUp to $20,00011.99%11.99%***$17.82


*Annual Percentage Rate (APR) of 10.99% is based on an interest rate of 10.99% for qualified borrowers. Personal unsecured loan APR is based on a loan amount of $10,000 for up to 60 months. Monthly payment per $1,000 is $21.93. 60 day deferred payment option available. Rates are subject to change at any time.

**Annual Percentage Rate (APR) of 11.49% is based on an interest rate of 11.49% for qualified borrowers. Personal unsecured loan APR is based on a loan amount of $20,000 for up to 84 months. Monthly payment per $1,000 is $17.55. Must have a Better Checking account. 60 day deferred payment option available. Rates are subject to change at any time.

***Annual Percentage Rate (APR) of 11.99% is based on an interest rate of 11.99% for qualified borrowers. Personal unsecured loan APR is based on a loan amount of $20,000 for up to 84 months. Monthly payment per $1,000 is $17.82.

Rates quoted are for Automatic Payment Method, Direct Deposit and eStatements for full term of the loan, otherwise add .25%. Terms and conditions may vary, subject to the ability to repay and credit approval. Rates are subject to change at any time. 60 day deferred payment option available.
Max Term

Up to $1,000 – 12 Months

$1,001 to $2,000 – 24 Months

$2,001 to $5,000 – 36 Months

$5,001 to $10,000 – 60 Months

$10,001 to $20,000 – 84 Months

Build credit with a low fixed-rate 24-month Teen Club personal loan up to $400*

*Cosigner required and subject to approval. Only available for teenagers 13-17 years of age with a Teen Club account.