*Annual Percentage Rate (APR) are determined by certain factors, including loan amount, creditworthiness, loan-to-value (LTV), loan term, occupancy status, property type, loan purpose, property location, and lien position, so your rate could be higher. Up to 95% financing – additional restrictions may apply. Maximum amount $1,000,000 up to a term of 40 years, JUMBO Loans are available at 0.25 bps above the current offering ARM rates up to $1,000,000. ARM Floor rate = 3.0%; CAPS 3/6; Maximum LTV of 90% and Maximum Loan Amount of $500,000 for second homes additional restrictions may apply. Rates are subject to change at any time.

Payment example: A mortgage loan of $300,000 for 40 years at 6.49% APR will have a monthly payment of $786.38. Taxes and insurance not included; your actual payment obligation will be higher.

Up to 40 year term, 1 year, 3 year or 5 year Adjustable Rate Mortgage (ARM)
Caps 3/6, Floor Rate 3.0%

**Rates are based on a fico score of 740+, loan amount of $250,000 and a 75% LTV (loan to value) for a single family owner occupied primary residence.

Rates and Fees apply to loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines. Rates locked in are valid for 60-days. Homeowner insurance required; Flood insurance may be required. Triangle Credit Union is an Equal Housing Lender and federally insured by the NCUA. NMLS #528721.