Better Checking Upgrades
Better Checking Means More Benefits1
Better Checking upgraded some features on November 1, 2024. The same great benefits you know are now better for the same monthly maintenance fee of $4.99.
Better Checking App and Website
- New! Once registered, access your benefits easily on our new website or TCU Better Checking mobile app!
- Download TCU Better Checking app from the Google Play Store
- Download TCU Better Checking app from the Apple App Store
Identity Theft Protection with IDProtect*
- NEW! Primary account holder automatically enrolled in credit file monitoring
- Identity Theft Monitoring service includes Credit File Monitoring, Credit Report, Identity Theft Expense Reimbursement Coverage and Resolution Service
- Reimbursement up to $25,000 for identity restoration2
- Register your debit, credit and ATM cards to have peace of mind knowing you can cancel and request replacement cards should your cards become lost or stolen.
Credit Score Tracker
- NEW! Receive valuable insights into your credit score3,4
- Score tracker plots your credit score monthly on a chart so you can easily see changes over time
- Monthly email notifications available
Enhanced Cell Phone Protection
- New! Covers up to four phones listed on your cell phone bill– up to $400 per claim2
- Covers damage or theft
- Up to two claims per eligible account, per twelve-month period
- $50 deductible per claim
- Cell phone bill must be paid using eligible account
See Disclosures
DISCLOSURES
1Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household.
2Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Guide to Benefit and insurance documents can be found online at betterchecking.trianglecu.org or through the TCU Better Checking mobile app. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
3You will have access to your credit report and score provided your information has been verified by the CRA. Credit score is a VantageScore 3.0 based on TransUnion data. Third parties may use a different type of credit score to assess your creditworthiness.
4Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new
credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new
score is available.
*Some benefits require registration/activation.