*Annual Percentage Rate (APR) & Margins based on your credit history. Maximum term of 25 years. Up to 75% financing – additional restrictions may apply. Maximum amount $500,000. ARM Floor rate = 3.0%; CAPS 2/8. This product is good for no more than a total of (4) financed investment properties per borrower with TCU and other lenders. More than (4) will be referred to our Commercial Loan Department. Rates are subject to change at any time.

**Annual Percentage Rate (APR) is 11.088% fixed, loan subject to underwriting qualifications, terms and conditions may vary. Your actual rate and margins will be determined by your credit history. Rate is variable, based on the Wall St. Journal Prime Rate plus a margin of 2.50% as of 12/19/2024 and is subject to change at any time, with a maximum rate of 18.00%. Home Equity Line adjusts semi‐annually with a cap of 2/8 and a floor rate of 5.0%, maximum Loan-To-Value 100%; maximum credit line is $250,000 for owner occupied property. $250.00 application fee. See Mortgage Loan Officer for more details. Requests exceeding the above non-owner occupied programs will be referred to our Commercial Loan Department.

^Estimated fees total between $850 and $1650. Homeowner insurance required; Flood insurance may be required.

Rates and Fees apply to loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines. Rates locked in are valid for 60-days. Homeowner insurance required; Flood insurance may be required. Triangle Credit Union is an Equal Housing Lender and federally insured by the NCUA. NMLS #528721.

*Annual Percentage Rate (APR) of 10.99% is based on an interest rate of 10.99% for qualified borrowers. Personal unsecured loan APR is based on a loan amount of $10,000 for up to 60 months. Monthly payment per $1,000 is $21.93. 60 day deferred payment option available. Rates are subject to change at any time.

**Annual Percentage Rate (APR) of 11.49% is based on an interest rate of 11.49% for qualified borrowers. Personal unsecured loan APR is based on a loan amount of $20,000 for up to 84 months. Monthly payment per $1,000 is $17.55. Must have a Better Checking account. 60 day deferred payment option available. Rates are subject to change at any time.

***Annual Percentage Rate (APR) of 11.99% is based on an interest rate of 11.99% for qualified borrowers. Personal unsecured loan APR is based on a loan amount of $20,000 for up to 84 months. Monthly payment per $1,000 is $17.82.

Rates quoted are for Automatic Payment Method, Direct Deposit and eStatements for full term of the loan, otherwise add .25%. Terms and conditions may vary, subject to the ability to repay and credit approval. Rates are subject to change at any time. 60 day deferred payment option available.
Max Term

Up to $1,000 – 12 Months

$1,001 to $2,000 – 24 Months

$2,001 to $5,000 – 36 Months

$5,001 to $10,000 – 60 Months

$10,001 to $20,000 – 84 Months

*Annual Percentage Rates (APR) based on $15,000 and designated term unless otherwise noted. ALL loans may be subject to a $60 loan processing charge.

Rates quoted are for Direct Deposit (Payroll with Automatic Payment Method or Direct Payment Authorization) and eStatements for the full term of the loan, otherwise add .25%. Terms and conditions may vary, subject to the ability to repay and credit approval. Rates are subject to change at any time without notice.

*Annual Percentage Rate (APR) is based on an interest rate of 5.50% for qualified borrowers and on Model Years 2020 and newer. Loan APR is based on a loan amount of $15,000 for 66 months. Monthly payment per $1,000 is $17.68 with a 60-day deferred payment. No refinancing of existing Triangle Credit Union Loans.

*Annual Percentage Rate (APR) is based on an interest rate of 5.70% for qualified borrowers and on Model Years 2020 and newer. Loan APR is based on a loan amount of $15,000 for 66 months. Monthly payment per $1,000 is $17.77 with a 60-day deferred payment.

**Annual Percentage Rate (APR) is based on designated term, interest rate, Model Year and Loan Amount for qualified borrowers. Monthly payment per $1,000 is listed in table. 60 day deferred payment option available.

Rates quoted are for Direct Deposit (Payroll with Automatic Payment Method or Direct Payment Authorization) and eStatements for the full term of the loan, otherwise add .25%. Terms and conditions may vary, subject to the ability to repay and credit approval. Rates are subject to change at any time without notice.

Financing available for New/Used Auto up to 115% -- plus you may also finance extended warranty and GAP coverage for qualified borrowers. Minimum warranty coverage financed 24 Months/ 24,000 Mile, up to $3,000 warranty and up to $549 GAP.

^Annual Percentage Rate (APR) of 7.99% is based on an interest rate of 7.99% for qualified borrowers. Loan APR is based on a loan amount of $15,000 for up to 60 months. Monthly payment per $1,000 is $20.28.

*Annual Percentage Rates (APR) based on $15,000 and designated term unless otherwise noted.

Rates quoted are for Direct Deposit (Payroll with Automatic Payment Method or Direct Payment Authorization) and eStatements for the full term of the loan, otherwise add .25%. Terms and conditions may vary, subject to the ability to repay and credit approval. Rates are subject to change at any time without notice.

**Annual Percentage Rate (APR) is based on an interest rate of 8.24% for qualified borrowers. Loan APR is based on a loan amount of $15,000 for up to 60 months. Monthly payment per $1,000 is $20.40.

Rates quoted are for Direct Deposit (Payroll with Automatic Payment Method or Direct Payment Authorization) and eStatements for the full term of the loan, otherwise add .25%. Terms and conditions may vary, subject to the ability to repay and credit approval. Rates are subject to change at any time without notice. 60 day deferred payment option available.

Amount Financed
$4,999 Up to 60 Months
$5,000-$7,499 72 Months
$7,500-$9,999 84 Months
$10,000-$19,999 120 Months
$20,000-$39,999 144 Months
$40,000+ 180 Months

Minimum balance of $1000.00 (excluding Kids Club/Teen Club) No additional deposits allowed during the term of the CD.

Early Withdrawal Penalties (a penalty may be imposed for withdrawals before maturity). If your account has an original maturity date of one (1) year or less: The penalty we may impose will equal three (3) months dividends on the amount withdrawn subject to penalty.

If your account has an original maturity of more than one (1) year: The penalty we may impose will equal six (6) months dividends on the amount withdrawn subject to penalty.

In certain circumstances such as death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. Other exceptions may also apply, for example, if this is part of an IRA or other tax-deferred savings plan.

You will have a grace period of ten (10) calendar days after maturity to withdraw the funds without being charged an early withdrawal penalty.

*Rates are subject to change at any time*

Kids Club/Teen Club Flex CDs are available with a minimum balance of $100.00 and the ability to add deposits of $100 or more during the term of the CD.

Early Withdrawal Penalties (a penalty may be imposed for withdrawals before maturity).
If your account has an original maturity date of one (1) year or less: The penalty we may impose will equal three (3) months dividends on the amount withdrawn subject to penalty.
If your account has an original maturity of more than one (1) year: The penalty we may impose will equal six (6) months dividends on the amount withdrawn subject to penalty.
In certain circumstances such as death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. Other exceptions may also apply, for example, if this is part of an IRA or other tax-deferred savings plan.
You will have a grace period of ten (10) calendar days after maturity to withdraw the funds without being charged an early withdrawal penalty.

*Annual Percentage Yield (APY) is stated as of 11/16/2022 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union’s Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.

*Annual Percentage Yield (APY) is stated as of 01/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union’s Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.

*Annual Percentage Yield (APY) is stated as of 01/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union’s Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.

*Annual Percentage Yield (APY) is stated as of 01/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union’s Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.

*Annual Percentage Yield (APY) is stated as of 01/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union’s Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.

*Annual Percentage Yield (APY) is stated as of 01/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union’s Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.

*Annual Percentage Yield (APY) is stated as of 01/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union’s Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.